The RO_ Blog

We will explore the key friction points in pricing for commercial banking products, uncovering the challenges that financial institutions face. From inconsistent pricing strategies across different products to opaque cost structures and limited data-driven decision-making, we will dive deep into the underlying issues that hinder profitability and efficiency. By examining these friction points—whether in credit, treasury, commercial cards, or lending—we aim to shed light on the gaps in pricing discipline, misaligned incentives, and the impact of regulatory constraints. Our goal is to provide insights into why these problems exist and how banks can overcome them through better analytics, automation, and strategic pricing frameworks.